Skip to main content

Dear Customer,

At (bankname), we continually work to keep our customer information accurate and up-to-date. As one of our valued customers, we are contacting you regarding your (bankname) account listed below.

Our records reflect that there has been no activity initiated by you in this account since 02/19/09. We are offering you a simple way to notify us of your plans to keep this account active. (Directions given here.)

In order to keep your account active, it is important that you respond as soon as possible. The reason we ask for a timely response is due to the fact that we are legally required to remit the funds to the state for accounts that remain inactive for an extended period of time. We are notifying you to protect your funds from possible remittance to the state.

(Make sure to verify your address, blah blah blah.)

If you have any questions, please call us at (number). We appreciate your business and would like to continue serving your banking needs.

(Well. Wouldn't it be nice if *I* could pass a law stating that all inactive accounts become my property?? WHERE and WHY does the state come into this? And we're talking a TWO year gap, not a 100 year gap. Even taking money from a 20-year-old inactive account sort of sounds like STEALING to me.

The exception to this would be an express agreement between the business and customer that, say, inactive accounts are remitted to the bank after five years or whatever after reasonable contact efforts are made. After all, it does cost something to keep things on the books.But the state? Taking a child's $5.11 savings account? Patrick is upset and says he never trusted banks, etc. etc. Seriously, he is not happy about this note addressed to his parents and himself.)

Comments

  1. Nothing surprises me anymore. The government is out of control and thinks it can do anything it wants. Why? Because we have let them. Sickening.

    ReplyDelete
  2. That's just wrong! I think I'll just hide my money under my bed. It sounds like it would be safer there.

    ReplyDelete
  3. Weird?

    We haven't used banks in a long time. I am just tired of all the problems with banks.

    ReplyDelete
  4. I would sumbit that to the local news and let Patrick be interviewed. See if the policies change! :/

    ReplyDelete
  5. I can't believe they can actually do that.

    ReplyDelete
  6. So, has he walked into the bank to demand they give him his money?

    I'd better check on the accounts my boys have up here in Alaska. Since they've deposited in the last 6 months, we should be safe. But, I know from past experience that they often just let money sit for 9 months or more.

    ReplyDelete
  7. Been this way for 200+ years. It's under the escheatable property laws - which vary state by state. All you need to do is show up at the bank once in a while :) Dad

    ReplyDelete

Post a Comment

Non-troll comments always welcome! :)

Popular posts from this blog

Reading Curriculum: ABeka Book and BJU Press

Did you know that in the state of Missouri, homeschoolers must teach reading as a separate subject?  I don't know how anyone could homeschool well without teaching their child to read... but OK. 

I got many of my ABeka books used and collected them over time.  I'm glad I came across these readers early in my homeschooling years.  It teaches children to read step-by-step.  I don't think I've seen a more effective reading program for the elementary years.  The children love the stories, and what I appreciate about them is that there is a rich and varied language even in simple-to-read books in this series. 

My set is pretty old, and some are even from the 1960's and no longer listed in the reading series.  I think if I had to do things over again somehow, I think I'd just spend on a curriculum set and be done with it.  That's the thing, though, with homeschooling.  By the time you figure out what the perfect curriculum is for you, your children have graduate…

Homeschooling is NOT So Hard.

I wish I'd have known this starting out. I wish I'd have known that it's actually LESS work to just homeschool your child, than to be an "involved parent" at school.

We've enjoyed elementary school with our older boys. *Most* of the teachers were actually pretty competent and caring (the others, I save for another blog post, another day...). We had the children involved in extra activities like the Spanish Club or Service Club, or choir, and they got a fair bit out of the experience.

But it's a LOT of work.

You get about a ton of worksheets that must be done by a certain time. Usually on a day when you're sick or have no time. You get the phone calls about this or that, and about a zillion sheets per day that sometimes contain important news, so you MUST go through them daily. The schools also *love* to throw in half days, teacher in-service days and early dismissals. Not so bad, unless you have children at more than one school and the schedu…

Holiday Gifts for the Homeschool Teacher!

Merrymaking hint:  leave this post up on your phone/ computer for your family to "accidentally" find!  Let the magic begin!

 All teachers love a little appreciation every now and then, including homeschoolers.   I don't know about you, though, but I don't want any apple crap.  So first rule:  no apple crap! 

Otherwise I'm pretty open.  I love getting gifts, even if it's just something small or simple.  One thing I love is when my children want to help out and make lunch or clean up or put their laundry away.  Or just behave themselves and get their math done.  This is a really big thing when you think about it.  

And from the adults in my life, the gift of coffee always shows love - or rather, someone not wanting an "I need coffee" emergency in the middle of winter after a big snowstorm.  Somehow, I always have a lot of coffee in my pantry during the winter months.  (Guess why.) Thanks, D! 

My gallery of homeschool appreciation pics: